"Understanding Reasons US Families File for Bankruptcy and How to Prevent It" Introduction: Bankruptcy can be a difficult and challenging experience for families in the United States, with lasting financial and emotional consequences. Understanding the reasons behind...

 Long-Term Care Insurance   Long-term care insurance policies are becoming more popular as people realize the need to prepare for their future care needs. Here are some important things to consider when evaluating long-term care policies. The Cost of Long-Term...

Understanding Your Annual Tax Bill to the IRS   As a responsible citizen, understanding your annual tax bill to the IRS is crucial. Not knowing how much you pay in taxes could lead to missed opportunities to save money, or worse, IRS penalties. In this post,...

 Living Benefits Rider: The New Insurance Policy You Need Are you tired of paying for insurance that only covers you after you pass away? It's time to consider a new policy that offers living benefits riders, at no extra cost. Living benefits provide policyholders...

 LIRP The Life Insurance Retirement Plan A Life Insurance Retirement Plan, or LIRP, is a powerful financial tool that can help secure your retirement years. Here's what you need to know. Who can set up a LIRP? Anyone can set up a LIRP, but it is typically most...

 Rent or Own a home in your 50's, 60's or 70's?   Pros of Financing or Refinancing a Home in Your 50's, 60's, 70's Lower Interest Rates: With the current low-interest rates, refinancing your home can lower your monthly mortgage payments and save you thousands in...

 DST vs 1031 What You Need to Know   What is a Deferred Sales Trust (DST)? A tax-deferment strategy for selling an investment property. Utilizes a trust structure to defer capital gains taxes. Investors receive a guaranteed income stream and potential growth...

Allodial Title: The Key to Tax-Free Property Ownership   What is an Allodial Title? An allodial title is a type of property ownership that frees the owner from paying property taxes. It is a form of ownership where the property is owned outright and cannot be...

Boli   Introduction BOLI, or Bank Owned Life Insurance, is a type of life insurance that is purchased and held by national banks. But how much money do banks have invested in BOLI and which banks have the most holdings? In this post, we'll explore the ins and...

Term Life Insurance   Introduction "Are you aware of the benefits and drawbacks of term insurance? Keep reading to learn more about this important coverage option." Old vs New Term Insurance "When it comes to term insurance, it's important to know the difference...