IUL-Index Universal Life

An IUL can help you and your family maintain the lifestyle they’re accustomed to. The Life insurance payout can be used for everyday expenses and retirement savings. IUL is Also used to create your own banking system.

(IUL)-Indexed universal life insurance 

IUL is a type of permanent life insurance. IUL comes with a cash value component in addition to a death benefit. The money in these cash-value accounts earns 7% to 9% annual compound interest. The index is chosen by your insurers, such as the S&P 500 or the Nasdaq Composite. This means, your money is not in the stock market and you will never lose your principal funds in your account, no matter what happens in the stock market (Because of a 0% floor).

The policy premiums for index universal life are also guaranteed not to change for the payment period (Minimum paid up is 5 years). The younger you purchase an insurance policy, the cheaper the cost of insurance will be.  You can also access all funds “Tax-free” (no waiting for age 59 1/2). This policy comes with living benefits.

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We have been providing stability and reliability to our clients since 2005 to help them live their lives with confidence, to give them peace of mind, and enable them to realize their dreams for their loved ones and their legacy.